Funding & Loans

Funding routed through banking partners, structured around what you can actually repay

We facilitate access to personal, business and asset-backed funding through our banking and NBFC partner network, and help structure the request before it reaches a lender's desk.

01

Personal Loans

Unsecured funding for personal needs, matched to eligibility and structured for the shortest comfortable tenure.

02

Business & Working Capital

Working capital and term loans for small businesses and franchise operations, including new-entity funding support.

03

Loan Against Property / Securities

Asset-backed funding using property, mutual funds or securities as collateral — typically at lower rates than unsecured credit.

04

Home Loans

Purchase and balance-transfer home loan facilitation, compared across our partner banks for rate and processing time.

05

Education Loans

Domestic and overseas education funding, structured alongside the family's broader financial plan.

06

Balance Transfer & Refinancing

A second look at existing loans to check whether a transfer would genuinely lower the total cost of credit.

How Funding Works With Us

We structure the file before it goes to a lender

Eligibility & documentation check

We review income, existing liabilities and documentation upfront to avoid a rejected application sitting on your credit report.

Lender shortlist

We match your profile against our banking and NBFC partners for the best realistic rate and tenure — not just the fastest approval.

Application support

We help prepare and submit the file, and stay the point of contact through underwriting queries.

Disbursal & repayment fit

Once sanctioned, we check the EMI fits your cash flow alongside any existing SIPs or insurance premiums — not against them.

Considering a loan?

Talk to us before you apply — a short eligibility check can save a rejected application and a credit-score hit.

Check Eligibility
Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Insurance is the subject matter of solicitation. Eduradiance Vista is an advisory and distribution brand of Eduradiance Citadel LLP (LLPIN: ADA-3328) and does not guarantee returns on any product. Terms, eligibility and approval for loans and funding are at the sole discretion of the respective partner bank or NBFC.