Financial Planning

One plan, sitting above the mutual funds, insurance and loans

Financial planning is the layer that ties everything else together — the goal each investment is serving, the cover each dependant needs, and the tax cost of getting it wrong.

01

Retirement Planning

Working backward from a target retirement corpus to a monthly SIP and asset mix, revisited as income and goals change.

02

Child Education Planning

Costing a specific course and country years in advance, and building toward it through a dedicated goal-based portfolio.

03

Tax-Aware Planning

Structuring investments, insurance and deductions across the year rather than a rushed 80C purchase in March.

Who This Is For

Salaried professionals & small business owners

Most of our planning clients fall into two groups: salaried professionals in their 30s and 40s balancing multiple goals at once, and small business or franchise owners whose personal and business finances need to be planned as one picture rather than two.

What You Receive

A document, not a conversation you forget

Written goal-wise plan Recommended asset allocation Insurance adequacy summary Annual review schedule

Get a written financial plan

Not a product recommendation — a document that lays out your goals, gaps and a realistic path between them.

Start Your Plan
Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Insurance is the subject matter of solicitation. Eduradiance Vista is an advisory and distribution brand of Eduradiance Citadel LLP (LLPIN: ADA-3328) and does not guarantee returns on any product. Terms, eligibility and approval for loans and funding are at the sole discretion of the respective partner bank or NBFC.